:root{--navy:#14262f;--navy-deep:#0c1a20;--green:#183f3a;--green-light:#dfeae4;--copper:#b56f3e;--copper-dark:#8d4f28;--ivory:#f6f2e8;--paper:#fffdf8;--ink:#182225;--muted:#5d6868;--line:#d9d4c8;--serif:"Iowan Old Style", "Palatino Linotype", Palatino, Georgia, serif;--sans:"Avenir Next", Avenir, "Segoe UI", system-ui, sans-serif;--shadow:0 22px 60px #14262f1f;--radius:1.1rem}*{box-sizing:border-box}html{scroll-behavior:smooth;background:var(--navy-deep);max-width:100%;overflow-x:clip}body{background:var(--paper);max-width:100%;color:var(--ink);font-family:var(--sans);-webkit-font-smoothing:antialiased;margin:0;line-height:1.65;overflow-x:clip}a{color:inherit}img,svg{max-width:100%}button,input,textarea,select{font:inherit}:focus-visible{outline:3px solid var(--copper);outline-offset:3px}.skip-link{z-index:100;background:#fff;border-radius:.5rem;padding:.8rem 1rem;position:fixed;top:-5rem;left:1rem}.skip-link:focus{top:1rem}.shell{width:min(1180px,100% - 2rem);margin-inline:auto}.narrow{max-width:950px}.compact{max-width:820px}.section{padding:clamp(4rem,8vw,7.5rem) 0}.section-tight{padding:3.5rem 0}.section-soft{background:var(--ivory)}.section-dark{background:var(--navy);color:#fff}.eyebrow{color:var(--copper-dark);letter-spacing:.16em;text-transform:uppercase;margin:0 0 1rem;font-size:.78rem;font-weight:750}.eyebrow-light{color:#efc7a8}h1,h2,h3{font-family:var(--serif);letter-spacing:-.025em;margin:0;line-height:1.06}h1{font-size:clamp(2.8rem,7vw,6.2rem);font-weight:500}h2{font-size:clamp(2.1rem,4.5vw,4rem);font-weight:500}h3{font-size:clamp(1.35rem,2.4vw,1.85rem);font-weight:600}p{margin:0 0 1.25rem}.lede{color:var(--muted);max-width:720px;font-size:clamp(1.08rem,2vw,1.3rem)}.site-header{z-index:50;backdrop-filter:blur(18px);background:#fffdf8ed;border-bottom:1px solid 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590px);position:relative}.hero-intro{color:#465453;max-width:780px;margin-top:1.75rem;font-size:clamp(1.15rem,2.2vw,1.5rem)}.breadcrumbs{color:var(--muted);padding-top:1.1rem;font-size:.8rem}.breadcrumbs ol{flex-wrap:wrap;gap:.45rem;margin:0;padding:0;list-style:none;display:flex}.breadcrumbs li+li:before{content:"/";color:var(--copper);margin-right:.45rem}.breadcrumbs a{text-underline-offset:3px}.grid-2,.grid-3,.grid-4{gap:1.25rem;display:grid}.grid-2{grid-template-columns:repeat(2,minmax(0,1fr))}.grid-3{grid-template-columns:repeat(3,minmax(0,1fr))}.grid-4{grid-template-columns:repeat(4,minmax(0,1fr))}.card{border:1px solid var(--line);border-radius:var(--radius);background:var(--paper);padding:1.7rem;position:relative;box-shadow:0 1px #14262f08}a.card{text-decoration:none;transition:transform .25s,border-color .25s,box-shadow .25s}a.card:hover{box-shadow:var(--shadow);border-color:#b56f3ea6;transform:translateY(-5px)}.card h3{margin-bottom:.8rem}.card p{color:var(--muted)}.card-link{color:var(--copper-dark);font-weight:750}.number{aspect-ratio:1;background:var(--green-light);width:2.4rem;color:var(--green);border-radius:50%;place-items:center;margin-bottom:1.2rem;font-weight:800;display:inline-grid}.split{grid-template-columns:minmax(0,.95fr) minmax(0,1.05fr);align-items:center;gap:clamp(2rem,7vw,7rem);display:grid}.quote-panel{background:var(--navy);color:#fff;box-shadow:var(--shadow);border-radius:1.5rem 1.5rem 1.5rem .25rem;padding:clamp(2rem,5vw,4.5rem)}.quote-panel blockquote{font-family:var(--serif);margin:0;font-size:clamp(1.55rem,3vw,2.5rem);line-height:1.2}.quote-panel cite{color:#cbd8d2;margin-top:1.5rem;font-style:normal;display:block}.check-list{gap:.8rem;padding:0;list-style:none;display:grid}.check-list li{padding-left:1.8rem;position:relative}.check-list li:before{content:"✓";color:var(--copper-dark);font-weight:900;position:absolute;left:0}.pill-list{flex-wrap:wrap;gap:.65rem;padding:0;list-style:none;display:flex}.pill-list li{background:var(--green-light);color:var(--green);border-radius:999px;padding:.5rem .85rem;font-size:.88rem;font-weight:650}.stat-band{background:#31504e;border:1px solid #31504e;grid-template-columns:repeat(3,1fr);gap:1px;display:grid}.stat-band>div{background:var(--green);color:#fff;padding:2.3rem}.stat-band strong{font-family:var(--serif);font-size:1.8rem;font-weight:500;display:block}.faq-list{border-top:1px solid var(--line);margin-top:2rem}.faq-list details{border-bottom:1px solid var(--line)}.faq-list summary{cursor:pointer;padding:1.3rem 2.5rem 1.3rem 0;font-weight:750}.faq-list p{max-width:700px;color:var(--muted)}.final-cta{background:var(--green);color:#fff;padding:5rem 0}.final-cta-inner{justify-content:space-between;align-items:center;gap:3rem;display:flex}.final-cta h2{max-width:730px}.final-cta 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h3{margin:2rem 0 .75rem;font-size:1.55rem}.prose p,.prose ul,.prose ol{margin-bottom:1.35rem}.prose a{color:var(--copper-dark);text-underline-offset:3px}.prose blockquote{border-left:4px solid var(--copper);background:var(--ivory);font-family:var(--serif);margin:2rem 0;padding:1.5rem 2rem;font-size:1.35rem}.form-shell{grid-template-columns:minmax(0,.8fr) minmax(0,1.2fr);align-items:start;gap:3rem;display:grid}.contact-form{border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);background:#fff;gap:1rem;padding:2rem;display:grid}.field{gap:.4rem;display:grid}.field label{font-size:.85rem;font-weight:750}.field input,.field textarea,.field select{width:100%;color:var(--ink);background:#fff;border:1px solid #bfc4bf;border-radius:.65rem;padding:.85rem 1rem}.field 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